Commercial Data Interchange (CDI)

CDI is a next-generation financial data infrastructure that aims to enable more efficient financial intermediation in the banking system and enhance financial inclusion in Hong Kong.

Instead of multiple one-to-one connections between banks and sources of commercial data, such as utility companies, each bank and data provider will have a single connection to CDI. Data sharing will become more secure, efficient, and scalable.

The building of CDI is part of the HKMA’s Fintech 2025 strategy to improve Hong Kong’s data infrastructure, empower the industry, and encourage creativity for developing innovative financial products and solutions, in turn building up the overall appetite for fintech solutions in Hong Kong.

CDI was launched in October 2022. For details, please visit the dedicated website of CDI.